Calculators

Income Tax Estimator

Estimate Your Tax Refund or Tax Payable

Want a more detailed indication of your year-end tax position? This estimator takes your income, deductions and tax withheld into account to estimate whether you may receive a refund or have an amount payable. It can be useful before lodging your tax return, when you want a broader estimate than a simple income tax calculation.

Your details

Income year

Your residency for tax purposes

Resident for only part of the year? The Simple tax calculator handles a part-year resident's tax-free threshold, and the ATO's own estimator the rest.

Australian resident for the full yearForeign resident for the full yearWorking holiday maker

Income

For the whole income year, in dollars, from your income statements and bank statements.

Salary and wages

Allowances, such as travel or tools

Interest

Unfranked dividends

Franked dividends

Franking credits on those dividends

Other income

Deductions

Work-related deductions

Your car, work from home and other work expenses. Our car and work from home calculators work out the first two.

Other deductions

Gifts and donations, the cost of managing your tax affairs and the like.

Tax already paid

Tax withheld

The total from your income statements.

Your estimate

Enter your income to see the estimate.

How this is worked out

Taxable income is your income less your deductions, with the cents left out. From 2026-27 a $1,000 standard deduction applies to anyone with wages, reduced by the work-related deductions claimed.

Tax on it uses the year's rates. A resident's low income tax offset comes off that tax, and can bring it to nil but no lower.

A resident pays the Medicare levy, reduced on a low income, and without private patient hospital cover the Medicare levy surcharge once income passes the first threshold. A study loan adds the year's compulsory repayment.

Franking credits are refunded in full, and the tax already withheld is taken off to give the refund or the amount owing.

What this calculator doesn't cover

A spouse or dependent children, which change the Medicare levy and surcharge thresholds
The seniors and pensioners tax offset and other tax offsets
Part-year residents
Capital gains, foreign income, and business, partnership or trust income
A foreign resident's or working holiday maker's study loan repayments

Please note

This calculator gives an estimate for general information only, using the rates the ATO publishes for the year shown. It is not tax advice, and it is not provided or endorsed by the Australian Taxation Office.

Nothing you type here leaves this page.

Prefer the ATO's own tool? Open it on the ATO website (opens in a new tab)

More tools